Protect What’s Important with the Right Insurance

At iO2 Insurance, we understand that insurance can feel like a necessary evil, but we also know the devastating consequences of inadequate coverage.

We take the time to understand your unique risks and tailor insurance solutions that provide comprehensive protection. Should the unexpected happen, we’re there with you every step of the way, managing your claim from start to finish, minimising stress, saving you valuable time and money, and getting your business back on its feet quickly.

Our experienced team provides access to top-tier insurance products and expert advice, eliminating the confusion and complexity often associated with insurance. We handle the heavy lifting, allowing you to focus on what you do best.

Types of Insurance

Below, you’ll find a list of our specialised insurance products and the industries we partner with to provide tailored protection.

Public & Products Liability

Protecting your business from financial loss arising from claims of injury or property damage caused by products, or services.

Professional Indemnity

Protects professionals against claims of negligence, errors, or omissions in the provision of their professional services.

Cyber Insurance

Protects your business from financial losses resulting from data breaches, cyberattacks, and other online security threats.

Business Insurance

Protect your business from various risks, including property damage, liability claims, and business interruption.

Luxury Home Insurance

Provides coverage for high-value homes and possessions, often including features like guaranteed replacement cost.

Management Liability

Protecting directors and officers from financial losses arising from claims alleging wrongful acts in their management.

Construction Insurance

Protects construction projects from a wide range of risks, including property damage, liability claims, and delays.

Strata Insurance

Protects the building, common property, and shared assets of a strata scheme, providing coverage for owners and residents.

Maritime and Transit Insurance

Protects goods and cargo during transportation over water or land, covering potential losses or damage from various perils.

Machinery & Plant Insurance

Covers unexpected breakdowns, damage etc. to machinery and equipment, minimising downtime and financial disruption.

Environmental Liability Insurance

Protects businesses from the financial consequences of pollution or environmental damage they may cause.

Landlords Insurance

Protects property owners from the risks associated with renting out their property, covering potential damage, loss of rental etc.

Motor Insurance

Protects vehicles and their drivers from financial losses due to accidents, theft, damage, and third-party liability claims.

Not sure what Insurance you need?

We’re here to help! Give iO2 Insurance a call and we’ll find a policy tailored to your needs.

Industries we specialise in

We partner with businesses across a variety of industries to understand their unique risks and provide tailored insurance protection.

Marine

We provide comprehensive marine insurance solutions, protecting vessels, cargo, and businesses operating in the maritime industry.

Commercial Property Owners

We protect commercial property owners, including those in retail, industrial, warehouse, and office spaces.

Luxury Craft

From sleek yachts to opulent motorboats, our luxury craft insurance safeguards your vessel and provides peace of mind on the water.

Tourism

Our specialised tourism insurance covers tour operators, accommodation providers, and other tourism-related businesses.

Hospitality

Tailored insurance for cafes, restaurants, bars, nightclubs, hotels, motels, and all facets of the food and beverage industry.

Trades

Our expertise allows us to provide specialised insurance coverage for electricians, plumbers, builders, carpenters, roofers, and glaziers.

Industrial

Our deep understanding of industrial operations enables us to offer tailored insurance that mitigate risk and ensure business continuity.

Manufacturing

From small workshops to large-scale production facilities, our insurance solutions empower manufacturers to focus on innovation and growth.

Commercial Motor Fleet

Helping to manage the risks associated with operating a fleet, from accidents and breakdowns to theft and liability claims.

See What Our Happy Customers Say About Our Service

You’ll receive not only the best coverage but also the best service from our dedicated team. Here are just some recent testimonials.

I recommend John to others!

We had a major flood in the shop. John took full control, we were able to relocate our business overnight and continue trading next day.

Peter Wynn

Peter Wynn’s Score

The team is very approachable

As a local business owner, I’ve found iO2 to be professional and thorough. Our business and family area always well looked after.

Shame Tromp

Noosa Optical

Exceeded our expectations

We changed to Insurance policies to iO2 this year and their attention to detail is a breath of fresh air. A happy balance between cover and price.

Hinternoosa Realty

Sunshine Coast

Great savings!

A shout out to iO2 Insurance for their excellent service. We’ve now saved more on our Insurances, peace of mind and savings to boot!

Triona & Anthony Vitagliano

Salt Property Services

They’re true professionals

When we really needed them to come through for us, they went over and above. They provided exceptional cover and care.

Matt Wilson

Australian Cycling Academy

Absolute first class service

When my apartment flooded, I got to see first hand the benefit of not only having the right cover, but also having iO2 handle the entire process.

Adam Khoury

Wealthbridge Property Group

Our Latest Blog Posts

Keep up-to-date with important changes and trends in the insurance industry that may impact your business.