Don’t roll the dice on your business survival – do you have enough insurance protection?

When the unexpected happens, the team at iO2 will be there right alongside you. We are in the business of making sure your business has the best protection possible. If your business suffers a loss or damage we will work hard to get you back on your feet quickly, saving you time, minimising stress, and saving you money. Our depth of experience, combined with access to some of the best insurance protection available, means you can breathe easy, knowing we’ve got you covered.

We know insurance can be a grudge purchase – but what does it cost your business to NOT have adequate cover?

Making and managing an insurance claim after loss or damage to your business can be stressful, frustrating, and cost you time and money. We will be there for you when it counts. We will manage your insurance claim from start to finish, and give you more time to get your business up and running again.

We are experienced insurance professionals that give you access to some of the best insurance protection available. Too many businesses waste unnecessary time trying to understand and manage their insurance requirements – Let us take the stress and workload out of arranging your insurance protection, so you get back to what you do best.

Below you will find a list of the Insurance Products we specialise in along with some of the industries and business segments we work with.

We can also help with your Life insurance needs, including Trauma, Income Protection and Key Person insurance. The Life insurance products are not only for individuals, but also providing protection for businesses. Please contact us if you would like more information on Life insurance products and services. To download a copy of our Financial Services Guide (FSG), please click the following link. iO2 Financial Services Guide 04032018


Business Insurance

A convenient one-stop package of insurance covers designed to protect small to medium businesses, including cover for Fire, storm, theft and public liability. Find out more…

Cyber Event Protection

With the growing global concern of cyber security, this is a must-have product that protects businesses against a range of cyber events, even if your suppliers are attacked. Find out more…

Business Interruption Insurance

If your business grinds to a halt because of an unforeseen event, you need business interruption insurance to protect your business income and get you up and running again. Find out more…

Public & Products Liability

Covers your legal liability for personal injury to another person, or for damage to property owned by someone else in connection with your business. Find out more…

Construction Insurance

Protection for construction projects, from start to finish, large or small. Cover includes physical damage and construction liability. Find out more…

Management Liability

Critical insurance cover offering a range of protection for the day to day management of your business, including protection for your directors and employees. Find out more…

Professional Indemnity

Designed for professionals who provide advice or a service to their customers. It is designed to protect you against legal costs and claims for damages to third parties. Find out more…

Strata Insurance – Commercial & Residential

A tailored package designed to cover strata titled units and body corporates, including damage to buildings, common areas and property, and associated body corporate liability protection.

Marine & Transit Insurance

Covering loss or damage to goods and stock that your business buys, sells or uses while they are in transit. Find out more…

Commercial Motor Insurance – Fleets

Protecting your fleet of business vehicles, large or small. Find out more…

Boat & Pleasure Craft Insurance

Protection for all your water-based pleasure craft, including boats, yachts and jet skis.

Home Insurance

Protection for one of your most prized possessions, including cover for flood, storm, burglary and fire. Find out more…

Machinery, Plant & Equipment Insurance

Covers the breakdown of your business’s mechanical machinery including air conditioning units, computers, and photocopiers. Find out more…

Environmental Liability (Pollution)

A suite of innovative Environmental Liability policies are now available, businesses can now purchase affordable cover for this exposure. Find out more…



We specialise in the following:

  • Cafes
  • Restaurants
  • Bars and nightclubs
  • Hotel and motel accommodation
  • Food and beverage

Resident Unit Managers (Management Rights)

Specialised insurance protection for management rights business owners, including Professional Indemnity, Public Liability, Cyber Event Cover, Relief Managers, Statutory Liability, and Real Estate sales within the complex. To find out more download our RUMs brochure: RUMs brochure iO2 26042017

Tourism, Leisure and Entertainment

We know finding insurance providers for the Tourism, Leisure and Entertainment industry can be difficult. The team at iO2 have access to some of the best Leisure and Entertainment products available., and will work on your behalf to find the right protection for your business.

Overseas Insurance Placements

For Australian businesses seeking growth and expansion opportunities abroad.

Having lived and worked in Asia, North America and Europe over the last decade, the team at iO2 has the networks and experience to ensure your overseas business interests are adequately protected. iO2 has access to not only the best products, but also specialists in managing the compliance challenges that come with international business.

Professional & Retail

iO2 can assist with the following specialisations:

  • Medical professionals (including medical indemnity)
  • Legal services
  • Finance and accounting
  • Consulting
  • Architecture and design
  • Media and communications
  • Retail outlets

High Net Worth Asset Protection

Protecting high value assets of individuals, including:

  • Prestige homes
  • Waterfront property
  • Luxury and exotic vehicles
  • Yachts and luxury boats
  • Property investments

Motor Dealers and Motor Trades

New & Used Motor Dealers, Mechanical Servicing, Smash Repairers & Towing Contractors

Manufacturing and Engineering

Including light and heavy industries

Commercial Property Owners

Including retail, industrial, warehouses, and offices


Including electrical, plumbing, building, carpentry, roofing, and glazing


Including commercial and residential

John has had my utmost respect and confidence when it comes to any insurance matters relating to my business…we had a major flood in the shop. John arrived almost immediately to take full control. We were able to relocate our business overnight and continue trading the next day. I would recommend John without any hesitation

Peter Wynn, Rugby league legend and owner of Peter Wynn's Score Sports Store


We work as a united team, with access to market leading insurance products, giving our clients the highest quality advice and protection possible.

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The iO2 Insurance Group is proud to be associated with the following organisations